Car Hire Excess Insurance - Europe and Worldwide Annual Cover
If you are hiring a car overseas watch out for hidden charges. Often when you reach your destination and pick up your car from your chosen hire company you can be subjected to many additional unexpected charges for extras such as:
- additional drivers
- child seats
- roof racks
- excess mileage
- excess waiver
The most worrying extra charge is the Excess Waiver Charge as this can add between an additional £10 to £15 to your bill per day!
Many people think that excess waiver insurance is included when you book the car hire but the fact is that it is all too common to discover that you have anything from a £500 to £1600 excess which means you will have to pay for any required tyres, new windows, dents, etc. up to that value. The car hire companies have many different names for the additional insurance they try to sell, such as "collision damage waiver", "loss damage waiver", "damage excess waiver" or even "super collision damage waiver".
If you are aged between 24 and 74 for a single annual premium of £49 for Europe or £65 for Worldwide you can be covered for up to £2000 excess charges for any number of holidays within the year. This will cover you for anything from scratches, damaged tyres, damaged windows, sunroof, under carriage of the car or even the total theft of the car.
InsuranceNow's car hire excess insurance is provided by Insurance4CarHire, a trading name of Towergate Underwriting Group Ltd.
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